If you need a payday loan, there is no need to wait till Monday and run to a cash advance store anymore. You can apply online and get your funds via an overnight direct deposit. If you have a checking account and a steady stream of income, then you should qualify for a payday online loan. And don't worry if you have bad credit history - most people who apply for payday loans have less than perfect credit - this is why these loans are more expensive than, say, standard lines of credit.

How to apply for a loan online?

We have tested many payday loan providers and to our surprise there are a lot of companies with lengthy applications and few direct lenders which will waste a lot of your time because you will have to spend more time filling out an application and have a lower chance of being approved. There are even some that charge an application fee!

The most flexible provider that we have found is 100DayLoans.com This company works with over 120 direct lenders, offers flexible payoff terms (up to 100 days) and also specializes in installment loans so you can pay off your loan over time in multiple installment payments. Their application is very short and they support instant approval, so you will know the credit decision in 90 seconds. And the best news is that even if you are self employed, you will still be approved.

Visit 100DayLoans.com for more details.